If you are a resident of Sofi Ocean Hills or Sofi Shadowridge and have been thinking about purchasing a home, this page was created to connect you with trusted local professionals who can guide you through the process. As a top Realtor with the Lux Team serving North County San Diego, Yolanda Picha works closely with experienced lending partners to help buyers understand their options and move forward with confidence. Many buyers are surprised to learn there may be programs available that make purchasing a home more accessible, including grant opportunities, low down payment programs, and VA loan benefits for eligible military buyers. Our goal is to provide the guidance, financing knowledge, and real estate expertise needed to help you successfully transition from renting to owning.

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Our Expertise

Yolanda Picha – Your Trusted Realtor
As a Realtor with the Lux Team, Yolanda helps buyers navigate every step of the home buying process. From finding the right home to negotiating the strongest terms and guiding clients through escrow, her focus is helping you move into homeownership with confidence.

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Veronica Barron – Community Lending Programs
Veronica specializes in community lending programs through City National Bank, including the Ladder-Up Program that may provide up to $20,000 in grant assistance for qualified buyers that can be used toward closing costs or reducing your interest rate.

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Sabrina Barella – VA Loan Specialist
Sabrina focuses on helping veterans and eligible military buyers take advantage of VA loan benefits, which may allow buyers to purchase a home with zero down payment, no PMI, and competitive financing options.